maximize the sales power of your business story
Every adult has day-to-day affairs to manage, such as paying the bills. Many people are under the impression that, in the event of catastrophic illness or injury, a spouse or child can automatically act for them. Unfortunately, this is often wrong, even when joint ownership situations exist.
The lack of properly prepared and executed power of attorney can cause extreme difficulties when an individual is stricken with severe illness or injury rendering him/her unable to make decisions or manage financial and medical affairs. All states have legal procedures, guardianships or conservatorships, to provide for appointment of a Guardian. These normally require formal proceedings and are expensive in court. This means involvement of lawyers to prepare and file the necessary papers and doctors to provide medical testimony regarding the mental incapacity of the subject of the action. The procedures also require the involvement of a temporary guardian to investigate, even intercede, in surrogate proceedings. This can be slow, costly, and very frustrating.
Advance preparation of the power of attorney can avoid the inconvenience and expense of legal proceedings. This needs to be done while the principal is competent, alert and aware of the consequences of his/her decision. Once a serious problem occurs, it is too late.
A federal regulation known as the Health Insurance Portability and Accountability Act (HIPAA) was recently adopted regarding disclosure of individually identifiable health information. This necessitated the addition of a special release and consent authority to all healthcare providers before medical information will be released to agents and interested persons of the patients. The effects of HIPAA are far reaching, and can render previously executed estate planning documents useless, without properly executed amendments, specifically addressing these issues. As HIPAA affects not only new documents, any previously executed documents are affected as well. Any previously executed Powers of Attorney, Living Wills, Revocable Living Trusts, and certainly all Medical Directives should have HIPAA amendments.
A Power of Attorney is an appointment of another person as one's agent. A Power of Attorney creates a principal-agent relationship. You, the grantor of the Power of Attorney, are the principal. The person to whom you grant the Power of Attorney is your agent. The agent is normally called an "attorney-in-fact." The attorney-in-fact does not become the owner of your property, but is merely permitted to deal with it within the terms set out in the Power of Attorney. Since an attorney-in-fact has the power to deal with your property, you, naturally, must be careful to give such a power only to a trustworthy person. You have entrusted to your attorney-in-fact those powers which are stated in your Power of Attorney.
The Power of Attorney if effective upon signing is a "durable power." This means that if you should become incompetent and be unable physically or mentally to handle your own affairs, the Power of Attorney, nevertheless, will continue to be as good as it was on the day that you signed it. If you become incompetent, the Power of Attorney will terminate only upon 1) a Court's declaring you to be incompetent or 2) upon your death. The attorney-in-fact may continue to use the Power of Attorney and acts performed under the Power of Attorney will be valid until either of those two events occurs, after which time acts performed by the attorney-in-fact will no longer be valid. Consequently, even if you become incompetent but no Court declares you to be so the Power of Attorney will still be effective.
Most people who give a Power of Attorney to someone else do it with the thought that if they should become ill or incapacitated or if they should travel, the Power of Attorney will permit the holder of it to pay their bills and to handle all of their affairs for them as limited in the Power of Attorney. This is what your attorney-in-fact may do for you under the Power of Attorney.
The granting of a Power of Attorney is not like the creation of a joint tenancy in property. Under a joint tenancy, each of the joint tenants has a property interest in the property so held, whereas, a person holding a Power of Attorney, while having the power to deal with the property, does not own any part of it nor can that person become the owner of it under the Power of Attorney by virtue of the Power of Attorney itself. This, however, does not prevent the holder of the Power of Attorney from transferring the property to himself or herself. This is another reason for giving such a power only to one whom you can trust.
Whenever your attorney-in-fact exercises any of the powers granted under the Power of Attorney, your attorney-in-fact must be prepared to show the Power of Attorney to anyone who questions the right to use it. If your attorney-in-fact deals with the title to real estate, it will be necessary for the Power of Attorney to be recorded. There is usually no reason to record the Power of Attorney until such time as property may be conveyed unless there is fear that the document might be lost.
A new website focusing on Wills and Elder law issues has been set up called Central Jersey Elder Law, found at www.centraljerseyelderlaw.com.
Edited by Craig Renitsky, Dickinson College
Kenneth A. Vercammen is an Edison, Middlesex County, NJ trial attorney who has published125 articles in national and New Jersey publications on business and litigation topics. He often lectures to trial lawyers of the American Bar Association, New Jersey State Bar Association and Middlesex County Bar Association. He is a highly regarded lecturer on litigation issues for the American Bar Association, ICLE, New Jersey State Bar Association and Middlesex County Bar Association. His articles have been published by New Jersey Law Journal, ABA Law Practice Management Magazine, and New Jersey Lawyer. He is the Editor in Chief of the New Jersey Municipal Court Law Review. Mr. Vercammen is a recipient of the NJSBA- YLD Service to the Bar Award. He has served as a Special Acting Prosecutor in nine different cities and towns in New Jersey and also successfully handled over One thousand Municipal Court and Superior Court matters in the past 12 years. In his private practice, he has devoted a substantial portion of his professional time to the preparation and trial of litigated matters. He has appeared in Courts throughout New Jersey several times each week on Criminal personal injury matters, Municipal Court trials, and contested Probate hearings. He serves as the Editor of the popular legal website www.njlaws.com
There was a time when I would have been sceptical, even cynical, at the thought of connecting the concept of soul with business. After all, what does soul have to do with business? Soul is the spiritual, invisible aspect of human beings; business is the activity of buying and selling in the physical world. What could these two seemingly disparate things possibly have in common?
As a spiritual entrepreneur, I now recognize that soul and business are inextricably linked -- there is no duality. Soul is the kundalini, chi or vital force of business. It's the animating principle behind every business system, strategy and transaction. So, how do you activate the soul of your wellness business, and what does this have to do with your bottom line?
When you operate your business from a consciousness of faith and love, you're harnessing or activating the invisible power of your soul. This is the seventh step of inspired business planning. Not only will it increase your financial bottom line, but it will bring you more joy, opportunities, support and fulfillment than you could ever imagine.
Operating From Faith and Love
Faith and love are what spiritual teacher Leslie Temple-Thurston calls "ascended balance states". They're heart-centered emotions and states of mind and as Leslie says in her book, The Marriage of Spirit, "they reflect a rare level of balance, stability and maturity."
Operating your business from faith means that you trust you can create the prosperous business you desire and are supported. It means surrendering your worries about how you're going to meet this goal. It also means letting go of fearfully looking for the results (e.g. sales, new clients, etc.) and being anxious if they haven't shown up yet. Faith requires a firm belief without physical proof. It's one of the most significant internal shifts a spiritually-oriented entrepreneur can experience, and it will have a big impact on your business.
Another important shift is to align every aspect and action related to your business with the consciousness of love. Love is the highest vibrational energy that creates and manifests results that are truly joyful for all. As John Randolph Price says in The Abundance Book, "What is expressed in love must be returned in full measure."
Clearing your limiting and lack-oriented beliefs, thoughts and feelings will enable you to operate your business from faith and love more easily. Consciously invoking these heart-centered states using spiritual tools will support this process. Some of the more common tools are prayer, visualization and affirmations.
Prayer
Scientists, theologians and laypersons have been documenting the power of prayer for years. As we deepen our understanding of the different ways of praying, we're able to use it to produce specific results. Two modes I've found particularly powerful are meditative prayer and active prayer based in feeling.
Wayne Dyer speaks of meditative prayer in his book, There is a Spiritual Solution to Every Problem. He says, "I've used prayer as a way of residing in that one power and not asking God to do something, but rather to be in God consciousness where thoughts of scarcity simply dissolve and I feel directed to attract the missing pieces of my life like iron filings to a magnet."
In The Isaiah Effect: Decoding the Lost Science of Prayer, scientist Gregg Braden talks about an active form of prayer based in the technology of human feeling. He comments, "Rather than thinking 'please let this prayer be answered,' this type of prayer invites us to feel as if the prayer has already been answered."
How can you use these modes of prayer to anchor your business in a consciousness of faith and love?
Visualization
Visualization is the natural power of the imagination and the basic creative energy of the universe. Ninety per cent of the brain's sensory input is visual and about half of the stored memory. It's no wonder that visualizing is an inherent human ability!
You visualize constantly, whether you're conscious of this or not. You may think you can't visualize, but everyone can. For example, you may think you're "feeling" something rather than "seeing" it. However, if you feel that a colour is purple, then you're visualizing it. And like any other skill, you can develop your visualization abilities through practice.
Visualization is a faith and love-building technique that will help you create a prosperous and fulfilling business. In the book ThetaHealing, healer, intuitive and teacher Vianna Stibal remarks, "Expecting a vision to become reality is something more than just an act of visualization. It is an act of creation. Deciding upon something that we really want to happen, and visualizing it with concentration, faith and desire, sets great powers into action."
How can you incorporate visualization into your day-to-day business-building practices?
Affirmations
The words we speak provide the fuel to take our prayers and visualizations and propel them into reality. Author and Unity minister Catherine Ponder describes it this way in Open Your Mind to Prosperity: "By first listing your desires and then picturing them, you create your good on the invisible plane. You gather the substance of the universe together on the invisible plane. But it is through the spoken word of prosperity that your words then move on that invisible substance, form it as definite results, and give birth to it in the visible world."
To invoke a consciousness of faith and love, it helps to understand how to use affirmations effectively. The key to using affirmations is that they must be in harmony with what you truly believe. As Shakti Gawain says, "they fail miserably when you use them to suppress negative thoughts or feelings." You'll know that an affirmation matches your core beliefs if you feel good when you say it.
So, one way to work with affirmations is to use an approach author and minister Joan Gattuso developed called "progressive affirmations". Start with a statement such as "I would like to believe I can have a prosperous, fulfilling business." Repeat this affirmation until you reach a place where you feel good and have no resistance to it (this may take some time, depending on your level of resistance). Then repeat the same process with the following statements:
- "I am open to believing I can have a prosperous, fulfilling business."
- "I have faith that I can have a prosperous, fulfilling business."
- "I have a prosperous, fulfilling business."
Spiritual tools such as prayer, visualization and affirmations all become more effective when you simultaneously clear your limiting beliefs, thoughts and feelings. As you get into the habit of using these techniques, you'll begin to trust the results they can bring you, and they'll become an integral part of your business strategy. Using them will activate the soul of your business.
Copyright 2008 Mary C. Davis
Power of attorney in Minnesota can be created by filling a form and can give the person concerned limited power or power of making specific decision or related to certain areas. A power of attorney can be given to do the following:
1. Power of attorney can be used for managing various assets or even for paying off your daily expenses and that of your family 2. You can use the power of attorney for buying, selling, maintaining, as well as paying taxes on real estate property 3. The power of attorney can be used for managing the various benefits of Medicare, Social Security and various government or military programs 4. The power of attorney can be used for investing your money in stocks & bonds as well as mutual funds 5. The power of attorney can be used for handling different types of bank transactions as well as other transactions with different financial institutions 6. It can be used for initiating buying and selling annuities and insurance policies 7. Using the power of attorney, you will be able to file or pay taxes for the other person who is incapacitated 8. In certain scenarios, it can be even given to a person to operate the functioning of your business 9. With the help of the power of attorney, you can claim property that you inherit or claim assets that you are entitled to. 10. You can use it to hire a qualified person to represent you in court or legal proceedings
In order to create a Power of attorney in Minnesota, you won’t really need an attorney for preparing it although you might need an attorney in the later stages. You will most certainly require the following to get a valid power of attorney:
• The Power of attorney in Minnesota should be in writing • The power of attorney should be signed by you and in front of the notary public • The date on the power of attorney should be appropriate • It should clearly specify the powers that are being granted
If you are thinking of how to create a durable Minnesota power of attorney then all you will require is a statement like: "This power of attorney shall not be affected by incompetence or incapacity of the principal." Are you in need of a Power of attorney Minnesota? We can offer you high standard Power of attorney Minnesota services.
A Power of Attorney is a legal document in which the writer appoints a person the right to act on his behalf. The authority you give that person depends on the specific language of the Power Of Attorney form. Sometimes people may make their power of attorney form very broad or sometimes may limit the appointee to very specific actions.
A Power of attorney can be used to give some one the right to sign a contract for you, make healthcare decisions, to handle your money or money transactions, the right to sell your home or car, and including any other legal right to do what the maker of the power of attorney can do themselves.
A "Limited Power of Attorney" gives the appointed delegate the authority to do a specific act, like only the authority to sell your home for you.
A "General Power of Attorney" usually gives the appointed delegate the very broad powers to perform any legal act on behalf of the maker of the Power Of Attorney. These are often times used to list activities you want the appointed delegate to perform.
A "Durable Power of Attorney" was created because Limited and General Power of Attorney terminate if the principal (maker of the Power of Attorney) becomes incapacitated. A Durable Power Of Attorney will not terminate it will continue to remain effective even if a person becomes incapacitated. In every state there are usually laws were a Durable Power of Attorney can no longer be used for an incapacitated principal in certain circumstances. A Durable Power Of Attorney must contain special wording that provides the powers given to the delegate to survive the incapacity of the principal. A Durable Power Of Attorney is effective as soon as the principal signs it unless it specifies that there are conditions but the conditions must be within your states laws.
*This is general legal information to provide basic information about power of attorney forms. For legal advice please contact an attorney. Since your states laws are constantly changing it is always best to consult an attorney regarding your particular case.
Power of attorney is one of the most important documents that you must have in your estate plan. A very experienced estate-planning attorney will for sure be able to explain them. If you know the general kinds then you be able to determine much better about how much qualified an attorney is. There are a very large number of various different kinds of power of attorneys.
General Power of Attorney – In this kind of power of attorney you are actually naming someone to act for sure in your place if you cannot act for yourself in any case. They are known as an agent.
Limited Power of Attorney: in this kind of power of attorney you have basically limited the amount of power your agent has over each and every affair of yours. For instance you are giving your agent the access to your bank account only. An example of this kind of power of attorney is the Springing Power of Attorney. This kind of power of attorney becomes effective only if you become incapacitated. But this kind of power of attorney is no longer being recommended. The reason behind this is the Health Insurance Portability and Accountability Act. This act says that all your medical records remain completely private unless the written consent is given.
Also under the Springing Power of Attorney if your agent cannot get the medical records in order to prove that you are really incapacitated, then your agent cannot even act as an agent. It does not matter at all whether you have a limited or a general power of attorney, do always make sure that there is a clause giving your agent the full authority to have access to your medical records if he/she has to prove that you are incapacitated if a situation comes up.
Durable Power of Attorney is one more item that you need to include. This simply means that there is language built stating that it is viable even upon your incapacitation. Almost all the various different kinds of power of attorneys become void and null upon death or incapacitation. Even if you have a limited or a general power of attorney, do make sure always that it is durable. The will really makes sure that it is still valid upon death or even upon incapacitation. Make sure that the attorney you choose knows the difference between all the various different types of power of attorney before hiring him or her.
What’s the job of your headlines? They have to get your site visitor excited. Their goal is to grab your reader’s attention and to make her continue reading your sales letter. If your headline fails to create excitement, it’s very likely that your visitor will leave your site immediately and probably never return again.
How do you create excitement? You have to intrigue your reader with the fantastic benefits of your product. The headline of your sales letter has to present the most important benefit - the USP (Unique Selling Proposition) -- of your product.
The goal of your headline is to stir emotions and to help your reader to imagine enjoying all the great benefits of your product. People buy for emotional reasons and that’s why it’s so important to describe the benefits of your product and not its features.
Your site visitor is having only one question on her mind: What’s in it for me? -- How can I solve my problem?, How can I make more money?, How can I get that job? ... Focus only on your customer and answer her burning questions immediately -- that’s how to write a great headline.
In your headline, tell your customer that you have a solution for her problem, that you have the answers for her questions, that you will provide what she wants...
The result? Your reader will be excited right from the start, she will be eager to continue reading through your sales letter and chances are really good that you will get the click on the "credit card symbol" at the end of your sales letter.
Learn how to write a great headline and getting the sale will become easy -- outstanding headlines can increase your sales by several 100%.
One headline isn't enough - use also subheadings
- Right at the beginning of your sales letter you have to fire your biggest gun -- your USP, that’s the most compelling benefit of your product. To keep your reader interested and excited, use several subheadings throughout your sales copy.
- Each of these subheadings conveys a benefit. That way you will pull your reader through your sales letter, right to the "Buy Me" button. If you don’t keep your reader interested, you risk loosing her. So, keep on firing benefits. Also, it’s absolutely ok to state one and the same benefit several times in different ways.
- Most web surfers only scan pages, they don’t read every single word, but they will you’re your headlines. Therefore you have to make sure, that a visitor who reads only your headlines understands exactly what he will get out of your product.
- Make your reader’s job easy. Divide your text into small logical blocks and start each block with a headline. A headline is like an ad for the text that follows -- it has to convince your visitor to keep on reading.
10 simple tips to make your headlines more effective:
1. Write down all the benefits of your product. What kind of problems does it solve? How it make people happier, healthier, wealthier?...
2. You might not be aware of all the benefits. Think outside the box and keep on looking for more benefits -- don't let any of them slip away.
3. What is the USP (Unique Selling Proposition) of your product. What makes it stand out of the crowd, what makes it unique? That's your most important benefit, that's the one that will differentiate your product from those of your competitors.
4. Use short, active verbs that rouse emotions and create images.
5. Write your headlines only for your target customer and don’t care about the rest.
6. Powerful words you can use in your headlines: How to, Free, Why, Who wants to know, Finally... or ask an open-ended question: "Why do so many people fail to attract more money?"
7. Don’t hype, what you are saying has to be believable.
8. Brainstorm 10 - 20 headlines.
9. Pretend you are your customer. Which headline would get you excited, which one stirs your emotions? Pick your three favorites and keep on modifying and changing them until you are really happy.
10. Take a break and come back the following day with a fresh mind. Do a final edit if necessary.
Learning how to write a great headline takes time and effort, but its absolutely crucial if you want to succeed. It's very likely that you will spend the same amount of time for your headlines as for the rest of your sales letter -- and that's perfectly ok.
Robert Spadinger is the author of "The 4 Pillar Solution To Outrageous Online Success", which helped thousands of individuals to succeed online. Visit his site and find out how you can get lots of fantastic Internet marketing products for free - BetterNetBiz.com
It’s inevitable; your spouse does something that irritates you. And then, in the UNHEARD space of your mind you gripe and vent to yourself about how much your spouse irritates you or how mad they make you. You may even go so far as to dwell upon thoughts of how much you don’t like them, how much you wish they were just gone.
But, those thoughts are just the start… Now, you really get going… In the UNSEEN recesses of your mind, you start imagining all kinds of sordid ways to “cure” your spouse, to “correct” them, to “fix” them, and especially, to get back at them, to get even with them, to punish them. Before long, if you don’t curb it, you can have a scene going on in your head that far exceeds anything ever seen in a horror movie.
The problem is, your unheard thoughts and unseen imaginations have a very real, very tangible power to them that over time has a major negative impact upon your marriage.
With the thoughts and imaginations of your mind, you are literally cursing your marriage relationship. You’re mentally PROJECTING ill-will, hatred, resentment, bitterness, and strife into your marriage – and every time you do this, it widens the gap between you and your spouse.
And, as you get more and more experienced at having these negative thoughts and imaginations about your spouse, they become more and more powerful – and this stronger energy separates you even further from them.
Now, let me ask you, how much sense does it make to think and imagine even more trouble, distance, and division into your marriage relationship? I think you’ll agree with me that it really doesn’t make much sense at all.
But, if you have the power to do it “wrong”, then you must necessarily also have the power to do it “right”.
The “right” way is to use your mind to think, to imagine, to project goodwill, lovingness, supportiveness, and appreciation for your spouse.
ESPECIALLY, when you’re mad at your spouse…that’s when above all times you want to DEMAND of yourself that you channel and control your thoughts and imaginations in the positive direction.
This can be a real test of one’s will-power. For most people, it really “rubs against their grain” to even consider the notion of not giving into negative thoughts, imaginations and emotions when their spouse does something that displeases them.
But when you do, you unleash one of the most powerful forces available to you…the power of NON-RESISTANCE.
Water serves as a wonderful example. You can “hit” water as hard as you want – and you can’t hurt it. You can put water into any shape or form and it molds itself to the form unharmed. It’s non-resistant. And yet, if you “resist” that water in certain ways, it’s powerful enough to cut you into pieces, to crush you, to totally destroy you.
It’s the same in your marriage, when you let those irritating things that inevitably crop up in a marriage “flow on by like water” without any resistance, they have no energy with which they can harm you. Conversely, the more you resist them, the more powerful they become – even to the point of destroying your marriage.
And, you let them “flow on by” by focusing your mind upon the outcome and the results that you want in your marriage. If your spouse has done something hurtful, focus your mind upon thoughts and imaginations of them being a loving, caring, non-hurtful person. Create a scene in your mind of them being a person that really meets your needs and pleases you in every way.
In doing so, you mentally project blessings into your marriage. And as before, those unseen, unheard thoughts and imaginations have a very real, a very tangible power that will soon enough be seen and heard in the physical realm of your marriage.
Give this a try for yourself. Try it out the next time you’re offended at your spouse and prove to yourself that your persistently loving and non-resistant mind directed at your spouse will smooth out whatever the trouble is in a way faster, more peaceful, more harmonious way than the negative, resistance approach ever has.
Copyright 2008, Article by Calle Zorro of NymphomaniacWife.com. Permission is granted to reprint this article ONLY if the resource box pointing to our website is included with it.
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Each year during the holiday season, we hear the familiar words of the Christmas story detailing the birth of Christ. Beginning with the Angel Gabriel's appearance to Mary, the Christmas story unfolds with the miraculous birth of Jesus on the Earth. "Then the angel said to her, "Do not be afraid, Mary, for you have found favor with God. Behold, you will conceive in your womb and bear a son, and you shall name him Jesus" (Luke 1:30-31).
Although Mary is afraid, as she is unmarried and pregnant, she cries out to the Lord in prayer during her time of trouble. And Mary said: "My soul proclaims the greatness of the Lord; my spirit rejoices in God my savior. For he has looked upon his handmaid's lowliness; behold, from now on will all ages call me blessed. The Mighty One has done great things for me, and holy is his name" (Luke 1:46-49). It is difficult for us in the present to comprehend the gravity of Mary's predicament, but quite simply, she could have paid the price of her situation through death. Even in her fear, Mary turned to God in prayer for protection and strength.
Many miracles are found in the Christmas story, even beyond Jesus' birth. During the holiday season, we concentrate on the impact of Jesus coming into this world and rightfully so. Yet beyond his birth in the powerful words of the Gospel writers, we can find even more miracles interwoven with the familiar story. Mary's prayer is a unique example of this. Despite her situation, she remained positive and praised God for holding her close during such a scary time.
We can learn from Mary and her joyful prayer to God during her pregnancy. How many times have we rejected God's grace by keeping our fears inside and not praying for assistance? How many times have we failed to use positive or loving words in the midst of extreme challenges or hardship? Christ offers us solace through prayer, and we oftentimes take that opportunity for granted. True miracles happen every day, not just during the holiday. Keep your eyes and hearts open to see the power of God and His mighty works in your life and then thank Him for His provision and protection.
When we lay our lives down through prayer to Christ who came to us in a form of an innocent baby boy in a manger, he cannot help but give you hope and become your mighty savior.
Step1: Learn to declare God’s word. God’s power is in his word and this power is activated when you speak the word. You must learn to speak positive things concerning your situation, say what the word of God has declared concerning you. Hence your language should not be based only on what you see or feel. If you feel sick, learn to repeat and say boldly, “ by the stripes of Jesus I am healed.” Confess the word of God for a change and not just what you can feel. You must always learn to defend yourself with the word of God and when you defend yourself this way you will always see word based results in your life. This is because there is power in the word. Jesus answered them, “ how wrong you are, it because you do not know the scriptures or God’s power.” (Matthew 21:22).
Step 2: Learn to use the power of faith or belief. “For we walk by faith not by sight or appearance ( 2 Corinthians 5: 7 ). This simply means we regulate our lives and conduct ourselves by our conviction or belief, with trust and holy fervor, we walk in relationship to God and in his word, but when we speak, we should speak in faith, removing every doubt and fear. Walking by faith is not easy. Faith is not denying the reality, but it is refusing to accept it, knowing that there is something better than it and you can have it. When you make up your mind to trust God, the odds are usually stacked up against you. The outcome isn’t always what you expect. Walking by faith does not mean your problem suddenly evaporates. Sometimes, faith doesn’t change your circumstances, it changes you. Faith gives you the courage to endure, confident that God is working on your behalf. Faith is being sure of what we hope for and certain of what we do not see, (Hebrews 11: 1-2). “The just shall live by faith.” (Hebrews 10: 38). So when you speak the word of God, speak it professing your faith in the word of God and in God, trusting in Him. “Let us hold fast the profession of our faith without wavering, for he is faithful that promised,” (Hebrews 10: 23). Learn to use faith power because it the currency of heaven and you will be following in the footsteps of ordinary people, who did extraordinary things.
Step 3: Learn to use the power of Focus. The reason many Christians, hardly see nay miracles in their lives is because they are too conscious of the physical realm. Their language, their life, their beliefs are based mainly on what they see or feel. To activate the power of God in your life, learn to picture in your mind constantly who you really want to be, how you really want to feel and what you really want to achieve. Hold this picture firmly always and you will draw powers to it. Reality will seek to create it for you also on the foundation of your belief. This is also true in the law of attraction. Learn to use these three steps and begin to do exploits in your life and accomplish great things.
Our greatest fear in life is not how inadequate we are but how powerful we are beyond measure. You need to discover this truth and utilise this power. This process simply comes from mastering the faith power technique or the power of belief. Christopher William is a renowned motivational speaker. He talks of mental and spiritual health, the power of believing and how to achieve faith power and mind power.How to live free, live healthy and live wealthy. Highly acclaimed motivational speaker, enterpreneur and educator.He has written a lot of influential articles. Do you feel your life is in ruins and you have hit rock bottom? Are you where you actually want to be in life? Are you living a fufilfilled life? Is your relatiohsip in chaos? There are amazing ways to achieve a turn around live life to its fullest. http://www.amazingtouch.blogspot.com, http://www.keeping-family.blogspot.com, http://www.the-power-of-faith-and-focus.blogspot.com, http://www.get-the-right-spouse.blogspot.com
Lately, I've had a lot of people asking me whether they should incorporate their business and if so, what form of entity to use. Of course, there is no universal answer. If there was, there'd be only one kind of business entity.
Before we talk about what kind of entity is right for your business, let's do a quick review on what is an entity and why you need one for your business. Think of an entity as a structure that will hold the assets (and liabilities) of your business. You can imagine this structure as anything that works for you. I like to think of it as a bubble. This bubble can come in the form of a Limited Liability Company (LLC) or a Corporation (either an S-Corporation or a C-Corporation). There are also forms of partnerships, including a Limited Partnership (LP), but if you are considering that, make sure you are working with an actual lawyer who is counseling you personally.
When you create an LLC or Corporation for your business, envision that you are blowing a bubble around your business like a shield. The bubble is formed by filing papers with the State in which your business entity will be incorporated. In many cases, that will be the State of your residence. But in some cases, which we'll discuss, you may want to use another State, such as Delaware or Nevada.
Your bubble (entity) will also need to have a Federal Tax ID Number (like a SSN, but for an entity instead of a person) and documents that tell you how and any partners you may have how to operate the entity. For an LLC, these documents are called the Operating Agreement. For a Corporation, they are called the Bylaws.
If you work with a document service to incorporate your entity, make sure they are not just going to give you standard form bylaws or operating agreements. These documents should be customized to the specifics of your business and your vision for how your business will operate.
You should put a bubble around your business if you want your personal assets to be shielded from any of the liabilities of the business. With the bubble around your business, if anything happens inside the bubble your personal assets are not at risk from any of the liabilities of the business.
Yay.
What sort of liabilities?
Well, things like an employee or independent contractor bringing a lawsuit against you, or an employee getting into a car accident during work hours. Or things like entering into equipment or property leases. Contracting with vendors. Taking on business credit. All of these things could lead to potential liability. And, if these things are not done under the shield of your business entity, your personal assets would be at risk. No bueno.
The only situation in which I say an entity is not necessary is if you are in a low growth, hobby type business in which you will never have anyone working for you and don't expect to make much money.
If you are working to grow your business, get it set up in an entity that will allow you to take as much risk as possible with as little risk to your personal assets as possible.
Creating A Power Of Attorney Agreement can be very inexpensive if done yourself. A power of attorney agreement must be in writing, and the principal executing the power of attorney must have the legal capacity. Most states do require the agreement be notarized or witnessed.
Revocation of a Power Of Attorney must be done by the principal, he/she must not be incapacitated and he/she must put the revocation in writing. Then a copy of the written notice of the revocation should be sent to whomever it interests.
The great thing about a power of attorney form is that its really simple, straightforward and an easy way to convey power to an agent. Executing a power of attorney form could cost you as little as ten dollars while giving someone guardianship requires you to pay court fees. You can also use a power of attorney agreement to protect the rights of the principal.
One disadvantage a power of attorney form may be to you, is that it becomes effective immediately after it is executed.
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Our God of power is slow to anger and always under control and in harmony with His attributes of love, wisdom and justice. He is abundant in loving-kindness. If one fears God and works righteousness, he will receive mercy from Him, for the Almighty recognizes man’s inherited imperfection and shows mercy to him on this account and on the basis of Jesus’ sacrifice. (Ps 103:13-14)
God gave His only-begotten Son full of God’s power and wisdom. From Jesus’ miraculous birth forward, God’s power was displayed toward and through Him as never before. Like the psalmist, He became “just like a miracle to many people.” (Ps 71:7) Jesus and His disciples, like Isaiah and his children, were “as signs and as miracles in Israel from God,” portending the future and revealing God’s purpose. (Isaiah 8:18) In Jesus’ God’s powerful workings during thousands of years now found fulfillment, came to fruition. Rightly the apostle could speak of Jesus as “the power of God and wisdom of God,” (1Cor 1:24)
Jesus Christ is called “The first - born from the dead.” (Col 1:18) He was the first and only to be resurrected to everlasting life through God’s power, and His resurrection was “in the sprit,” to live in heaven. (1 pet 3:18) He was granted immortality and incorruption, and was made higher than the heavens,” second only to God in the universe.(Heb 7:16) His resurrection was performed by God Himself. (Acts 3:15)
Jesus’ anointing by God’s spirit was accompanied by divine power.(Acts 10:38) As ‘the prophet greater than Moses,’ who was “mighty in His works and deeds,” Jesus’ credentials were proportionately greater. (Deut 34:10-12) Jesus took no credit for Himself, constantly giving acknowledgement to God as the Source of His powerful works. (John 5:19, 26) Honest persons recognized “the majestic power of God” manifested through Him. (Luke 9:43)
Jesus gave proof of God’s interest in mankind, evidence of what God would do for all loving righteousness. Jesus’ powerful works were largely related to mankind’s problems, first and most basic among which is that of sin, with all its damaging effects. Sickness and death are concomitants of sin, and Jesus’ ability to heal sickness of all kinds and even to resurrect the dead. (Matt 9:23-29)
Through the resurrection of Jesus Christ, the God of power manifested His power over the sunlight on the day Jesus was hung on the cross from the sixth hour (11am. To 12 noon) until the ninth hour (2 to 3 p.m.) a darkness fell over all the land.(Matt 27:45) Luke’s account adds that the darkness fell “because the sunlight failed.” (Luke 23:44-45) This could not have been due to an eclipse of the sun by the moon, as some think, for the darkness occurred at Passover time, which was always the time of the full moon. It is about two weeks later that the moon is new, that is, in the same direction as the sun from the earth (the time when solar eclipses occur).
Long before this occasion, God had demonstrated His power to shut out the sunlight. This was when the Israelites were down in Egypt. During the ninth plague thick darkness enveloped the Egyptians with darkness that could “be felt.” It lasted for three days, longer than any eclipse of the sun by the moon. Also, in the nearby land of Goshen, the Israelites at the same time enjoyed light. (Ex 10: 21-23)
The purpose of the resurrection shows forth not only God’s unlimited power and wisdom but also His love and mercy and vindicates Him as the Preserver of those who serve Him. (1 Sam 2:6) Having resurrection power, He can go to the extent of showing that His servants will be faithful to the very death. The fact that God’s servants are willing to give up life itself in His service proves their service is, not for selfish considerations, but for love. Job was an example. (Job 27:5) It also proves that they acknowledge Him as the Almighty, able to resurrect them, Universal Sovereign and the God of power and love. The resurrection also is a means by which God sees that His purpose toward the earth, as stated to Adam, is carried out. (Gen 1:28)
The expressions of God’s power reached a high point in the establishment of the kingdom by Christ Jesus and the judgment acts that result from His event on earth. As for Jesus’ disciples they prayed, addressing God: “Sovereign Lord, you are the One who made heaven and the earth.” (Acts 4:24) And the most important thing to note, even though He is the Almighty power, the God of power is not an angry God but a happy God, pleasant, peaceful and calm toward those who properly approach His presence. (Ps 16:11) “God is not the God of the dead, but of the living. (Matt 22:31-32) God because of His power, “makes the dead alive and calls the things that are not as though they were.” Paul includes this fact when speaking of Abraham’s faith. Rom 4:17)
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A durable power of attorney is much like a normal Power of Attorney except that it continues to remain in effect even when the principal loses his or her mental faculties and thus becomes incapable of sound reasoning. Unless, and until, the power of attorney has been made durable, it will become ineffective in the event of the principal becoming incompetent.
Thus, it follows that if the power of attorney is not durable, it would result in the family of the principal having to approach the courts to appoint a guardian or conservator over the assets of the principal.
What differentiates a normal power of attorney from a durable power of attorney is the presence of a phrase such as "This power of attorney shall not be affected by subsequent disability or incapacity of the principal". The presence of such a phrase shows the intent of the principal that the authority that he is giving shall remain in force even if his mental health deteriorates beyond control.
To make a power of attorney durable, it is subject to certain state laws. The Uniform Durable Power of Attorney Act has taken force in as many as 48 states in the US.
There are two requirements to a durable power of attorney. The first is that it shall be in writing and the second that it contain words to the effect that the power of attorney shall remain in effect even in the event of the principal becoming mentally incapacitated. Even though the Uniform Act does not specify that the agreement be notarized, most such documents have space for the notary's signature.
A lot of states require that the agreement be notarized, especially in real estate matters. In addition, some states even require that the document be witnessed.
It is wise to have such an arrangement even if the Principal and their spouse own everything jointly. In the event the principal becomes disabled, the spouse can still sign checks and withdraw money from jointly held bank accounts, but is unable to sell jointly held property or stock without the signature of the principal.
In addition, the spouse is unable to change the name of a beneficiary to a life insurance policy or retirement benefit plan. Even though the principal holds everything jointly, it is wise for him or her to execute a durable power of attorney.
To revoke this type of agreement, the principal has to be of sound mind at the time of revocation. The revocation must be written and should be sent to the agent and to third parties, like banks. A conservator appointed by the court may also revoke the agreement.
Under normal circumstances, the durable power of attorney may have very broad terms of reference i.e. the principal may authorize the agent to do any and all things. However, there are cases when the agreement shall only confer specific rights to the Agent. The main advantages of having this type of agreement are:
• You have someone to look after you in the event of mental incapacity • You, not the court, selects the agent • You save time and expense of not having to go to court
Experts have been attempting to harness the power of the wave since the late 19th century. As the wind passes over the ocean, it produces waves. There is a direct correlation between the power of the wind and the power of the wave.
Wave energy is produced when electricity generators are placed on the surface of the ocean. The energy provided is most often used in desalination plants, power plants and water pumps. Energy output is determined by wave height, wave speed, wavelength, and water density. To date there are only a handful of experimental wave generator plants in operation around the world.
The Aguadora Wave Park (AWP) in Portugal is the worlds first commercial wave farm. The AWP produces roughly 2.25 Mega-Watts of power (enough for 1500 homes) and cost just over 8.5 million euros to deploy (though by 2009 costs are expected to exceed 70 million euros).
Construction and Maintenance
Most turbines require a constant, powerful flow which works in opposition to the very nature of waves, as waves are inconsistent in both direction and power. Powerful storms and the corrosive power of salt water are also adversarial to the construction of a reliable energy collection device. Accounting for the aforementioned problems, a device and its maintenance may become too expensive to be a reliable alternative to coal, oil, biodiesel or even solar power.
Harnessing the Waves
Wave energy collection is, however, remarkably passive. Unlike oil which requires a distillation process before energy can be used, wave energy is automatically converted by turbines. Wave energy is also environmentally friendly, as it creates no atmospheric pollution and has a small carbon footprint (non-existent if not for the manufacture of its devices). More-so, it allows us to utilize a space which has, for most of history, been underutilized: the ocean.
The flowing waters in the rivers and tidal waves can be a good source of alternative energy. With 70% of the earth's surface covered with water, a great amount of energy can be produced by placing turbines at strategic locations under strong currents. This method of generating electric power is called hydrokinetic power generation.
The Future of Wave Power
According to Trey Taylor Co founder & president of Verdant Power, 4 commercial projects are planned for the next 3-5 years which should have the capacity to produce more than 200 MW when operating in waterways. As great minds continue to tackle the problems of renewable energy, we may see major advancements making wave energy more feasible. Groups such as OREC (Ocean Renewable Energy Coalition), continue to drum up support for projects, but it seems policy makers are a bit uncertain of wave energy's true benefits.
For now we should focus on implementing wind power and solar power strategies to replace our dependence on oil. It may seem like a panacea on paper, but the reality exposes the truth, wave power is just not ready for wide-scale commercial use yet.
General Power of Attorney: This means that you’re naming someone to act in your place in the event that you cannot act for yourself. They’re called an agent.
Limited Power of Attorney: This just means that you’ve limited the amount of power your agent has over your affairs. For example, you’re only giving your agent access to your bank account, or to only pay your bills, etc.
One example of a limited power of attorney is the Springing Power of Attorney which only becomes effective if you become incapacitated. These are no longer being recommended because of the HIPAA law (Health Insurance Portability and Accountability Act) which concludes that your medical records stay private unless written consent is given. If your agent can’t get your medical records to prove that you’re incapacitated, then he can’t act as your agent under the Springing Power of Attorney.
Whether you have a general or a limited power of attorney, make sure there is a clause giving your agent the authority to access your medical records in order to prove your incapacitation, should the need come up.
Another item you need to include is a Durable Power of Attorney. This just means that there is language built into your power of attorney stating that it is still viable even upon your incapacitation. Even if you have a general or a limited power of attorney, always make sure that it is durable. Most powers of attorney become null and void upon incapacitation or death. The durable power of attorney makes sure that it is still valid upon incapacitation.
Make sure that your attorney knows the difference between all the different kinds of powers of attorney before hiring him or her. These provisions must be put in place before one of the situations mentioned occurs. Your ability to take these protective steps is only available now, while you’re healthy and in the frame of mind to deal with these issues with foresight. Knowing and reviewing the basic information about the different kinds of powers of attorney can help you make the best informed decision available for your future.
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Discover the Secrets of Wealth Preservation as expert estate planning attorney, Steven W. Allen, reveals the proven estate protecting strategies that have been used by the wealthy for centuries. Visit www.LivingTrustDr.com now for more tips and tools to protect your estate from taxes and probate.